FIRE common sense. Hmm?

FIREあーまん 2025/03/28 10:20

This translation version in English from https://fire2.muragon.com/entry/22.html

It is quite diffrent FIRE life in Japan from US.

↑ is the latest article.

FIRE says Commuting Time

Speaking of the existence of commuting to work,

it takes 2~3 hours to commute, and preparing before that, and more time to think about the desire to reduce the commute time every days.

It is waste of time to consider when I should buy a commuter pass in order to purchase some hundreds of yen less.

FIRE says time passes too quickly

A day is wasted and long, and a year goes by quickly.

I don't want this.

FIRE and lost treasures in my house

I knew there was any more gold in my house.

however It came out at my parents' house. Yay!

FIRE does't see older person

When I go to the shopping mall, I often see a young couple and their child.

I'm not sure where older people is going to ?

On the other hand, My generation is not seen anywhere they go, but where has it disappeared?

Will you go out after Corona?

FIRE and FX

FX seems like sports game where you hit the ball that comes instead of fundamentals

,which Stocks are based on fundamental (there are charts, but no success)

Stocks need to know all kinds of world situations (politics, economy, experience and industry).

I don't have enough energy within limitted time, but FX seems to be great in my life term.

I belive Stocks are better when I was yang, but in the end, you lose to insider trader I think.

FIRE and the End of Life of Parents Part 2

Even if you say that NHK has canceled the contract and entered a nursing home, it will come down.

Did you bring your own TV there?　I was asked about three times.

I'm not going to take it. I called them back-to-back.

FIRE and iPhone8

iPhone8 had broken. A checkered pattern comes out. Camera does not work any more.

I'll buy 16e.

FIRE Soliloquy

Unconsciously, "I'm going to retire" comes out of my mouth.

I'm already retired. What the hell is this?

FIRE and the end of life of Parents

If you take a look at your parent's bank account, you might see that the gas bill is 297 yen per month.

At first I thought it was a basic fee because it never have been used.

The month I took a bath recentrly, it costes also 297 yen, and I noticed a contract that

the gas bill is charged via the power company.

So I inquired gas company and then I found out that 297 yen was a kind of an emergency call service.

Then I canceled the contract immediately, Unfortunately I saw these trobles many times in the past. Let's check the parent's bank account debit.

I'm angry, but I'm okay with Osaka Gas. No thanks.

FIRE and Parental Care

It's tough, but it isn't true for FIRE !

Since I'm FIRE, there is a lot of time to dedecate her, and it is not difficult at all.

Useal FIRE don't have enough money to enjyoy.

But I'm glad that my parents' savings are more than I expected, and the expected amount of inheritance. I felt a sense of euphoria, but it was gone.

FIRE life with FX and a cup of coffee

In the past I always drink coffee during work.

Caffeine helps I concentrate and has a calming effect.

Unlike in the case of FIRE, coffee when developing FX strategies is exceptional

I feel a sense of excitement and happiness.

Relationship with the temple

When I have a funeral, I'll get a phone call from the priest for a memorial service or something.

It's fine for a while, but when my mother get older and have dementia, She try to prepare some fuse, thus she feel stressed and panicked.

I recommend you to declain temple.

I clearly informed him that I dont have any more service.

Gambling activates the brain

It takes a lot of hard work and it's frustrating. FX looks the same, and there are joys and sorrows that are studied every day.

It's two birds with one stone to prevent blurring and protect assets

First visit after new yaers day

I've never been there, but for a walk with my mother with dementia

I made my first visit.　The gift is 10 yen for 3 people.

Hmm, I consider what I pray, but nothng came up.

Because it is a principle that does not rely on God,

Ventilation fan

I never use it any more because the ventilation fan is too noisy. Household appliances tattered.

Lao Tzu "Ignorance and Selflessness"

Quite the opposite. FIRE stands for "Wisdom and Greed."

We need more exciting knowledge, and we want more things we want.

It's a pity that I don't have what I want when I FIRE.

Lao Tzu is a technician who preaches paradoxically about what people think.

I hate it.

"I don't care about other people" is built into my genes

Therefore, my genes are practiced before Lao Tzu.

FIRE and Air Conditioning

Not feeling well. Moving and stopping. I've been using it for a little over 10 years.

National Pension Payment Certificate

Well, if you pay one year in advance, the amount for FY2025 is also included in the payment certificate for 24 years.

What do you mean?　I don't know.　Check with the tax office.

FIRE Index

I am simulating the balance of lifetime assets in Excel.

It is indexed to see how much you can afford after deducting fixed costs and reasonable living expenses.

Car purchase index (I'll change at least twice in my life, thus it should be budgeted)

Hot spring stay index (how many stays can be spent at a hot spring inn with a family, even if it is one day a month, 360 nights in 30 years)

Extra funds per day (at least 10,000 yen, including food expenses) Food costs are consider as an entertainment, so they can't be included in living expenses.)

Nursing home fund (2 people x 10 million.　There is no end to the top, so health first so that you can be independent)

If it is a full-fledged FIRE, 10 million, 360 nights, 12,000, 50 million (2 people)

I thinks a hot spring trip is more valuable than being a car owner.

FIRE Annual Income Wall 103 ➞ 123 Man

　It seems that the basic deduction (480,000 yen) will be raised by 100,000. The basic deduction has been raised by 100,000 even in FIRE.

If FX is a source of income, it will float 20,000.

FIRE Year 2

I have voluntarily continued the health insurance I had at my previous company.

I 'm looking at health insurance premiums for the second year, but the standard monthly remuneration at the time of retirement before retirement

It seems to be decided. So it's the same as the first year.

　It is advantageous if it is the same even if you make a lot of money in FX.

　 I don't know how much I can save FX tax.

FIRE and Stocks

I don't rule out investing in stocks. That is, until FIRE.

If you want to invest in stocks, you have to know the economic and industrial world.

It is useful for learning and work.

However, it is better to have a stable income after FIRE

Stocks crash about once every few years, so you have to make a profit in a period of 10 years or more.

I think that FX is only now that it is profitable.

FIRE and the Employment Ice Age

I was employed during bubble economy before the employment ice age, so it was an easy time to find a job.

I think the generation of the employment ice age is difficult. What happens when they become elderly?

Poor people can do

Overflowing with life protectors

Even the elderly must continue to work

Pensions will also be reduced, gradually approaching a basic income

It's going to happen all at the same time, and it's going to be a time when it's hard for people with small voices to live.

When recession ➞ deflation, FIRE survives, but inflation is out.

FIRE & STATIONERY

I'm looking for the best ballpoint pen.

This is because it is a blissful and happy time to develop a FX strategy in the best environment.

Even with a 100 yen ballpoint pen, writing comfort is the best

Also, I want something that fits in my hand

Now it's an 800 yen ballpoint pen

FIRE and Social Status

It seems that the higher the social status, the higher the level of happiness.

It's true that when I worked for a Nasdaq company, I had a high social status.

I had a good feeling.

FIRE doesn't tell anyone, and they don't care about what they wear.

They have no social status because they have little connection with society.

I've got to get richer.

Only about 200 million dollars can be spent on useless things.

Aim for 200 million.

FIRE miss deflation

Deflation is good for FIRE. Even if the principal does not decrease, the assets are the same as if they are increasing.

Russia: Inflation will calm down when the war in Ukraine ends

If the Trump era ends, we may be able to expect deflation.

The transformation from inflation to deflation is likely to take time, maybe in 10 years.

Till then. You have to increase the principal by 2% or more.

This is a tough one.

FIRE and Winter Futon

When I was a student and a company, I felt happy to get into a futon in winter.

It was a time to escape the stress of society.

FIRE is rather painful because it is troublesome to sleep and I can't sleep well

I wake up early, but it's too early and I want to sleep more, but it's also painful not to be able to sleep

I think I'll go to bed late and wake up early.

However, in winter, it is pitch black and troublesome.

Little Brother

When I was a kid, I played a lot with a boy who was my younger brother in the neighborhood.

He was almost a younger brother. It's been 40 years since he moved.

When I searched on the Internet, I found a photo and a biography.

He's athletic and he's handsome.

He has a very cheerful personality, so he has many friends and seems to be doing well at work.

You don't have to be FIRE to live a good life. He looks happy and happy.

I lost, I'm jealous of you. You have to learn from them.

FIRE vs Office lady(ig OL) sense of money

It's quite expensive at a family restaurant.

but an office lady said it's very resonable.

Perhaps the office lady thought it was cheaper than other stores

I must have said that it was expensive in the old sense

It is difficult for wealthy people to protect their assets during inflation.

OL don't have money to begin with, but they have a chance to earn money in the future regardless of current inflation.

So the only person who says inflation is scary is my uncle

It's quite inflationary and mentally painful.

FIRE's Work (FIREwork)

Retention Checks

Total Asset Value Check

Daily Swapo Check

FX Pochi

Calculation of living capacity after retirement

I do it every day. It's fun.

FIRE and the Theory of Happiness

Happiness is felt by the brain, but emotions in the human brain have not evolved for tens of thousands of years.

You can say.

In my experience, I feel excitement and pleasure when I am doing an act that is close to hunting.

For example, Telecra, FX, stocks, etc.

For some reason, karaoke also feels pleasurable, but what is this?　It's like a sport

Money is a moment, and I want more.

When I was a kid, I hated school, so when I went to bed, Saturday was the best time

Grass Baseball

Shonen Jump release date

When professional baseball starts

Toy department

When you go to the department store rooftop and commemorative stamp office

When I was a member of society, I had a platonic relationship with a female colleague (not an affair)

There is also a devilish woman.

FIRE is the morning of the month when FX starts, the time of the indicator, and the time when the swap is finalized

I went on a trip, but the smell of breakfast and dinner and hot springs was pleasant

Mornings at the café are also pleasant

Morning newspapers and economic magazines are also a fun time to look for stories that are likely to make a profit

Baseball is a draft conference, international tournament, and the success of Japan players in the majors

Local information (new openings, etc.)

If you go to a bookstore, there are a lot of books like this in the collection of quotes.

It can be said that it is a methodology for controlling the emotions of the brain with reason.

The method introduced in the book has already been practiced and is not helpful.

We're getting closer to a certain point. Conversely, there is a limit to happiness beyond this

Yes.

Even if you have money, the only thing left you want to do is splurge

It's not a big deal, but building a house or developing a desert island

I live in the mountains, and I do interesting things in charity

FIRE and the Community

I take a walk around the city, but I don't see any energetic old people.

I don't see gate golf or gateball, and I don't see old people playing shogi in the park.

If you go to the countryside, you can see that the elderly are working vigorously in agriculture.

Maybe the community doesn't work in the city.

I doesn't need a community yet, though

I don't want to say I don't have it when I need it.

Long life may be a long solitude

FIRE is an early senior, so I'll have to look for it now.

I want to play gate golf.

FIRE and Don Quixote (Japan local)

I often go there to find stimulation, but lately there is nothing new and it is not interesting.

In the past, there were metal detectors and surprising things, and I felt like I was on a treasure hunt.

It's a regular discount store now.

FIRE and Home Appliances

It seems that the oven is broken. My wife wants to buy it, but it's quite expensive if the home appliances break

FIRE and Excel

FIRE is completely indebted to Excel. Unmanageable if you don't

Account and Paswad Management If you don't manage it because it changes regularly

Maintenance rate management so as not to be cut off losses

Asset Management If you don't check it every day, you may be losing money from somewhere.

Tax return management I want to postpone the payment of taxes as much as possible.

Swapo-related data management

Cashback Record what you are entering and conditions

Lifetime simulation How much you can use every day, excess or deficiency of retirement life

Paswad management of parents and daughter-in-law Record it instead (My number is a lot)

Past tax return information

FIRE and the Middle Tier

There's a word for middle class. In the layer of ordinary office workers,

In Japan, it feels like it's higher than the middle middle, and the annual income is about 6 million

FIRE has high health insurance (50% split for office workers).

There must be more than 6.5 million.

In addition, FIRE will have to increase its assets by 2% under inflation.

If it's 100 million, it's 2 million more.

It cannot be said that it is a middle class with 9 million earnings.

This is tough. Otherwise, it will be effectively demolished.

I want you to do your utmost to defeat inflation. With Trump's victory

It seems that the United States will have an inflationary trend, but Japan is also likely to be affected.

FIRE's One Weekday Almost Walk

Morning to the café FX strategy meeting

Buy 1 book on Bookoff

Eat meat with impressive meat and rice. Rice refills.

ChocoZap FX Karaoke Light Exercise

I'm curious about the continuation of the Kaikatsu Club manga, so I'll go there quite a bit. FX

McDonald's Cafe FX

Go home and have dinner

Watch dramas.

Sleep.

FIRE and Trains

Ride. It's not regular, so it's a waste of train fare, and I'd like to walk.

That said, I ride it when I go out, but I rarely do it only when I go to the city center.

Even in the city center, I was tired of all the buildings built by redevelopment.

When I went to the city center, I noticed that McDonald's Big Mac was expensive.

There is no point in going to the city center anymore.

FIRE Seven Sticking Tools

My favolite ballpoint pen

Leather covered Scheduler

The most powerful mobile battery

My folding smallest umbrella

Minimal leather wallet

My Coffee Mug

My Wooden Desk

My Comfortable Chair

A little expensive coat

The most powerful, water-repellent chic backpack

Excel (PC and smartphone are just a box). Without this, FIRE life is impossible

FIRE and Elections

As for FIRE, I don't want indirect taxes to increase.

I would like to see social security provided generously.

A strong yen is preferred.

In other words, it's the same as an older person.

The stop of the declining birthrate and aging population is also for the elderly

This is also important. In terms of policy, it's the same no matter who wins.

I want a political party that can revitalize Japan, but like Audrey Chan.

Will genius appear in Japan?

FIRE and Farmers

The family consists of more than 20 people, including children, their spouses, and grandchildren

From one of them as a farmer, who often supply me vegetables and rice.

I also got one bale of rice because it was expensive.

(I've put it all over the place, though.)

If there are many families in this situation, the farmer can be certified as FIRE.

FIRE is a mammal

Stress does not go to zero. Almost the same.

Stress that I didn't care about until now has been elevated to stress

In the past, moss used to grow on the heart. Otherwise, you will not be able to live in society.

But now it may be the heart of a flea (although not so much)

In the past, shame was discarded and I didn't care anymore.

I'm embarrassed to remember the bitter memories of the past. This is also stressful

They say that a certain amount of stress is necessary for biology, and humans are just one of the mammals.

Reasons why office workers go bankrupt in old age

If you get paid every month, you will think that even if you use it all, you can wait until next month.

There is an illusion that you can work forever. Be

If you know how many years until retirement and how much your retirement allowance is and how much your pension is, you will know that you will not be able to live in old age.

On the contrary, FIRE is calculated and FIRE, so there is a sense of crisis and bankruptcy is impossible.

In the first place, even if you are working, you only know what your future income will be.

Young people are different. If you work hard, chances will come your way and you may succeed. Until the 40th or 50th place, I have to work hard at least at work.

FIRE and Luxury Cars

From a FIRE point of view, cars are money-eaters. If I have that money, I want to invest it and make more money.

You just have to be able to travel and ride safely.　Is it going to be a luxury car for a good look?

Even when I go to visit my relatives, I don't say that I live a simple life and have luxury.

If you show your bragging, you will definitely be disliked.

If you're particular about it, it's okay to have one point of luxury.

FIRE with EPA and DHA

EPA and DHA are advertised as W approaches to memory and blood triglycerides.

An aunt in the neighborhood insisted that it was good and asked my mother to drink it

I was asked with tear in her eyes.

I let my mother drink it, but I also want to drink it

I lost my ability to think, persist, and remember.

In 10 years, it will be bad, and in 20 years, it may be almost dementia.

If you don't get dementia, you can continue to increase your assets and become a billionaire.

FIRE and Bookoff( Japan local)

You can buy a lot of 100 yen books at Bookoff.

If you think that the used book stock will eventually run out and Bookoff may disappear

Even if you don't read it right away, you may want to buy up a book that interests you.

FIRE Weekday after the holidays is the best feeling

Supreme. Consecutive holidays are super painful for FIRE. I wonder if serving time in prison is like this.

FIRE and big expense (broken water heater)

I feel blue when I think about how much money I have to make in FX to recoup this expense

FIRE mentally endures sudden expenses.

FIRE and Yaokoh( Japan local)

Yaoko is a super famous No. 1 supermarket in Saitama

A bento side dish that is cheap and delicious, tastier and a little cheaper than eating at a restaurant

It's awesome. I want to live near you.

FIRE and Condominiums

In the days when the afterglow of the bubble remained, I borrowed as much as possible to buy a larger apartment.

However, there are rooms that are too large to be used, and the storage is rattled

Parking is expensive, and management costs are getting higher and higher.

Too wide is not good. It was about 70~80㎡. It depends on the address.

When I buy an apartment, I don't think about FIRE 100%. That's how life is.

FIRE Summer Vacation

FIRE has always been like a summer vacation, but it has a different meaning.

Summer vacation is about fireworks, the sea, swimming pools, watermelons, and mountains. Playing in the river, homework, diary

Let's enjoy summer vacation as an event in August!

FIRE ChocoZap (Japan local shop)

I wanted to exercise lightly, so I decided to go to ChocoZap.

It's convenient because it's close to your parents' house or your home

I'd like to see more of them.　It seems that there are some places that have karaoke.

Not nearby.

Exercise is good for your health and mind.

Every gym is open on weekdays, so yes.

FIRE books are expensive

If you try to buy a book in the old sense, it is expensive and unaffordable.

If you don't know an author, it's like imitating someone else's writing, and I don't buy it after all.

When I was in junior high school, I was richer, so I didn't care and bought it.

Maybe it's because I was 100 times more impressed than I am now.

FIRE Korean Drama

Japan and jidaigeki probably have a stereotypical monarch and heirloom due to the influence of kabuki, although I don't even question

Hallyu Chinese Wave is completely different, and it is natural for the monarch to be used, and the story is

By far the most interesting. In the battle scenes, Japan is by far the loser, and there is overwhelming realism.

Right now, I'm only watching Chinese dramas, and I can only say that they're amazing.

His acting skills are amazing and he is full of personality.

Japan is likely to lag behind China in all respects.

As a result, I was able to watch dramas on two of the three consecutive holidays.

FIRE Migration Comparison Table (★ is the first choice)

Hokkaido Summer is good, but winter is a problem. If you can live in two locations
Chiba Katsuura There is no intense heat in summer. However, it is still hot, and there is nothing to play other than fishing. If it's the Tokyo metropolitan area, it's not decisive because there are many cool shopping malls.
★ Hiratsuka It's Shonan for the time being, and it's a little far from Tokyo, so real estate is affordable. There are many places to play in Kanagawa Prefecture.
★ Odawara Ditto, there is also Odakyu.
Kyoto is good for sightseeing, but the livability is inferior to that of the Tokyo metropolitan area. The Shijo Kawaramachi neighborhood is the strongest downtown area in Japan
Saitama Convenient for everyday life. The remoteness of the sea is fatal. Ideally, you can enjoy fishing in about 1 hour to the sea. I've lived there for 25 years and I don't get tired of it.
Gamagori, Aichi. I often pass by, but there are many bookstores (maybe three), etc.
Hamamatsu I don't know much about it because it's a big town in Shizuoka.
MiShima. Scenic and beautiful. I feel like traveling is enough, but I'm also afraid of the Nankai Trough earthquake
Shiga Prefecture I have many relatives and know them well. There is no special place to play other than Lake Biwa. It's relatively easy to get to Kyoto. Lake Biwa and the sea are different because there is a difference between Mt. Fuji and Mt. Takao. Not really.
Obama I read in the newspaper that the bullet train will be built and it'll be 17 minutes to Kyoto. This is amazing.
Nagano Prefecture, Karuizawa It's good to go on a trip, but I don't think I can live there.
Tokyo and Yokohama Absolutely not. Everything is high and narrow.
Hiroshima is an urban area facing the Seto Inland Sea and is rich in nature
Miura Peninsula is the best, but there is an active fault and there is a concern about earthquakes. I wonder if it's okay if the ground is solid in the condominium
Gunma is full of hot springs. It's too hot in the summer. The difficulty is that it is a little far from Tokyo. Natural disasters seem to be relatively rare.
Numazu, Mishima I don't know the best area because I don't know the land, but I can see Mt. Fuji and the river with the spring water is beautiful. The drawback is that there is only one shopping mall.
Ehime and Kagawa Kochi in Shikoku, Tokushima is afraid of the Nankai Trough, so I don't want to do it. The Seto Inland Sea side may be good, but let's take a trip first. Don't do it here.
Chiba It is impossible to live in the suburbs where Kyon is. In the Tokyo metropolitan area, the suburbs are likely to become more difficult in the future.
Ibaraki Kyon's threat looms.
Izu When I go on a trip, I like sulfur springs for hot springs, but I didn't have them in Izu, so I had a minus point, and there were many natural disasters, so I decided not to do it.

Absolute requirements

* In your 60s, you will live in a car, and after your 70s, you will refrain from driving, so it is better to move around here.

That means you moved around 70. Therefore, a car is not essential.

I can't live in a land with a lot of slopes, so a plateau is better. It's close to the station.

* Natural disasters are as few as possible, the bedrock is solid, the plateau is absolutely necessary, and the altitude is 30 m or more above sea level.

* Rural urban areas are the best because there are few problems with wild animals and life is convenient. Mother Nature is within an hour's drive.

* I want about 3 shopping malls that I can easily go to.

* Tohoku is even farther from my parents' house, so I won't do it.

* Kyushu is a good place, but there are many natural disasters and it is far away, so I stopped going there on a trip.

FIRE & Employment Insurance & Taxes

To sum it up in half a year,

Total amount of employment insurance ≈ Resident tax + Property tax

All gone. It doesn't make sense

Considering car tax, pension and health insurance

Total amount of unemployment insurance × 2.2 = Resident tax + Property tax + Automobile tax + Pension + Health insurance

Gee!

FIRE and Summer Vacation

Every day is summer vacation at FIRE、、、、、、

Right now, when my wife isn't around, it's summer vacation. This feeling of liberation is the best.

FIRE and Extreme Heat

You can't go anywhere. And it's the worst.

FIRE and Global Warming

Even the cherries are not harvested, and only small ones are sold.

Shine Muscat is also a big deal.

Survival life has begun to fight global warming.

What can be done?　I don't think so.

I wonder if we should use spring water, groundwater, and cold air from caves to do a summer resort business

First of all, let's look for a property as a hobby. I'm free.

FIRE and Taro Okamoto

When I was young, when I went to the library, it was full of books by Taro Okamoto.

It wasn't art, it was life counseling.

I tried to find a quote that resonated with me now.

"It's about living in this moment, in the moment, to challenge and live to the fullest capacity that you have, beyond all conditions, whether you're young, older, powerless, talented, or money."

Do it, do your best with FX

"It's funny, really.

My life.

Because there's no way.

There is always nothing in front of you.

It's just a moment, a moment, where you put your heart and soul into it."

Eagles, too, have no path. That's the same thing. Moving forward and challenging yourself with your body and mind

It's certainly an interesting life to savor every moment.

"You can see yourself getting younger with age."

Great. I want to be able to say this quote too.

FIRE Flat-rate Tax Reduction

If you thought it was a tax reduction on your tax return

Municipal tax and prefectural resident tax were reduced by 20,000 yen (for two people).

Sparrow's tears

FIRE Saitama Area Walking Path Frequent Places

There is a café and a library.　The area around Omiya Station and Shintoshin Station are also fun commercial facilities.

Kurome River A clear stream flowing through Asaka It's not Meguro.

Higashi-Urawa along Minuma Tambo

Yanase River From Kiyose to Tokorozawa, clear stream

Near Koshigaya Umezono Park, it is fun to take a break at a café restaurant.

The wisteria flowers at Kuizu Shrine are also beautiful.

Walk along the river from Yuesheng Station to Plum Garden during the plum season

Omiya Hananooka Agriculture and Forestry Public Park Nice park The surrounding environment is also good.

Iwatsuki Castle 🌸

Uchimaki Park

Miyashiro Town "New Village"

Iina Park In the summer, the trees have not yet grown.

Nishiarai Daishi Adachi Ward

Ageo There are many parks rich in nature,

Jujo Shopping Street Kita-ku, Tokyo

Akigase Park BBQ

Drawstring Rice BBQ

Hanno BBQ

Chichibu Kogen Ranch In summer in search of coolness

Ogawa Town I go to various secret clear streams every summer. A roadside station was also built.

Ukima Funabashi is located in Kita-ku, Tokyo, but there is also a fishing pond.

Shakujii Park It's Tokyo, but I like it

Urawa, Kawagoe, Tokorozawa, Warabi, Toda Town walk

Tone Canal Noda in Chiba

Niiza around Heirinji Temple Autumn leaves are No. 1

Tone Canal Chiba Noda

FX FIRE Relaxation Ranking (Saitama, I can't relax in Tokyo)

It's entirely a matter of personal preference.　Toilet WIFI Chair Cheap Outlet, stay time is determined

I usually choose from the places where I go well.

In Saitama, I usually drive to the café. (Parking fee only)

No. 1 Musashino Forest Coffee

No. 2 Karaoke

No. 3 McDonald's

No. 4 Food Court

No. 5 Manga Café

No. 6 Library

No. 7 Starbucks, Family Restaurant Morning (WIFI), Komeda Coffee

No. 8 Pronto (no WIFI)

Extra Kyoto Izumiya (100 yen coffee)

FIRE and Starbucks

I would like to say that Starbucks is the best, but Musashino Forest Coffee is the best for relaxing in FX

I like the chairs. Toilets are also substantial.

FIRE and Municipal Taxes

I paid the municipal tax at the end of March, but it was for the fourth term of FY22.

I received a notice of payment of municipal tax on my salary for FY23.

That's right. I forgot. (The amount paid in March was certainly small)

I'm going to attack it a little bit and do FX. On the contrary, it uses it as motivation.

FIRE and NEET

It doesn't change the fact that I'm immersed in collecting information on the Internet.

The relationship between people in the company has disappeared and the relationship with people is weak.

I may be winning financially, but I'm thinking about the future and spending money on investment.

I don't have that much luxury.

I desperately try to leave assets for retirement.

This may be a slap in the face.

You don't have to have money in old age.

Let's go beyond NEET.

FIRE I'm getting bored.

Dangerous. It's too hot to go for a walk.

I don't want to go anywhere. Annoying.

Wow.　Ahh When you go back to your parents' house, go to Lake Biwa and swim

FIRE forgotten Treasures

Basically none.

In other words, the pension age is different for men and women, and the bride gets one year more What I found out.

Even after the whole life insurance policy expires, 5 million insurance is guaranteed for life.

I wonder if it will be drawn out while I am alive

If you pull it out now, it is 1.8 million.　It increases gradually, but the rate decreases as you get older.

I'm going to pull it out at about 80 years old before it gets blurred.

Phone cards sell.

Take the first step.　(Martin Luther King)

You don't have to look at the entire staircase. Just climb the first rung.

It's a good word. I'm going to start doing something tomorrow

FIRE Elementary School Dream

I wanted to be Kamen Rider or Mirror Man.

Next is a baseball player, playing in the majors and making 2 billion a year.

I'm now a FIRE.　Ohtani is the alter ego of his dreams, so he may have achieved both.

Before I knew it, my dream had come true.

FIRE Expenses

　FIRE Saving Techniques - It's FIRE in FX.　I'm going to do it, yes, FIRE, ah.

But there isn't much.

On the contrary, there are a lot of expenses

National Pension

health insurance

Regular train fare

Caring for parents (in the future, there will be quite a few, they will come soon)

Homecoming, food expenses, nursing care expenses, hospitals, nursing care pants

Property Taxes

I thought it would gradually decrease, but when I do large-scale repairs to the condominium

It's going to increase, this is it.

FIRES and RAIN

I don't go out on rainy days, so I've never walked with an umbrella on a rainy day.

I feel sorry for people walking on a rainy day.

FIRE and Cat

I want to have a cat, but if I get sick (kidney disease), I will spend millions.

In the past, I left it with my parents and traveled, but I can't rely on my parents anymore

If you get tired of traveling, think about it.

FIRE and Parental Care

This goes well together. Long-term care insurance has a limit, but the child (me) can do a little to make up for the shortage.

Thanks to the excellent long-term care insurance, I was able to get a helper and a day service.

With FIRE, there are no time constraints, so it's an easy win

FIRE and May Disease

Missing. Oh yes.

Rather, I feel refreshed after the crippled GW

It's like you can travel and BBQ to your heart's content.

FIRE and Yen Depreciation

Nothing good. Assets are decreasing in dollar terms.

Prices rise due to imports, and there is an inflationary effect.

If the yen were strong, I could reduce my living expenses in a foreign country and play more.

Come on, come on, the yen appreciates. It will come when the U.S. economy goes bad.

FIRE and GW

Nothing good. There are a lot of people, and FX has to shrink due to bank holidays.

Analects and FIRE This is it!

Fear of losing it

If you're afraid of losing, you won't be able to act.

It is important to have the feeling that it is okay to fail.

Analects and FIRE Part 2

Honest business seems to refer to business based on the five virtues (benevolence, righteousness, courtesy, wisdom, and faith) of the Analects. The trivial expressions of the five virtues are as follows.

Jin: Suppress selfish desires and be considerate of others.
Righteousness: Doing justice.
Rei: To express benevolence as a concrete action.
Wisdom: Knowledgeable and reasonable.
Faith: To tell the truth without following a statement, and to keep a promise in good faith.

I'm here now

Jin: Thoroughly selfish
Righteousness: Justice will not be carried out until it is lost. If you do something bad, you will not be able to access your FX account and it will be dangerous, so "evil" is not good. When I go to a café, I don't have an arrogant attitude toward the staff, but I treat them with compassion.
Wisdom: Thinking not only about economics but also about science, history, and reason.
Shin: My wife is full of lies. I keep my promise to my wife.
Will Jin and FIRE be tied?　This is homework.

I'm not going to lie except for Shin, my daughter-in-law, and FX.

Looking for a hobby

I've searched around 100 Even, Amazon, Comparison dot com, Tokyu Hands, Yodobashi Camera, and the Internet, but I can't find anything to get excited about.

There is nothing interesting about it. I tried headphones for 50,000 yen, but they are no different from the 10,000 yen I have at home.

Nothing impresses me.

Searching for FIRE-related books

There is nothing to refer to. FIRE is more about the way of life and spirit, so Buddhism, Confucianism, and Analects may be good. However, economic technicalities do not exist in the Analects, and I have not been able to find any other good books.

When I go to BBQ on Saturdays and Sundays, it is very crowded.

On weekdays, there are only a few groups. Supreme!　It's the best season

What is different now than it was then?

What is completely different is that there is a world of smartphones. No one predicted such a future.

What doesn't differ is the train, the platform, the seats, the straps, the izakaya, the old man in Osaka, the aunt, the nii-chan, and the takoyaki.

There was no word for FIRE. Toyama's Kim's "playboy" is close to

vanity

When I was a salaryman, I wanted to show the difference with my bag and coat. Cars, too,

If you FIRE, no one will show you off, so I am no longer interested in expensive things.

Clothes are comfortable, cars are comfortable, cool cars are nonsense.

Difficult Universities

I didn't graduate much from university, so I studied computers a lot in my 20s so as not to lose.

Thanks to that, I was able to do my job by far, and I was entrusted with the most difficult and interesting work, so it was exciting with the authority of the president. I don't have any stress, and my salary is very high.

I think it's more important to work hard in your 20s than to take the entrance exam.

Well, I feel like I was just lucky.

Japanese chess

The real thrill is to come back from an inferior position.

FIRE consumers live a life where their assets are gradually increasing.

Shogi also increases the power of the pieces and prefers to play shogi that beats and kills opponents.

Morning at Caffe

Love.

One cup of coffee in the morning is delicious.

Develop a FX strategy in a café. This is FIRE

Musashino Forest, Takakura Town, Komeda, Roiho, Pronto, Bikkuri Donkey Like!

In rural areas, port town coffee is also good.

Cancel the credit card you don't need

It's getting out of control, and it's decluttering!

Reason for canceling your Pay Pay card is because I don't use it and I don't like PayPay.

Regret FIRE?

I haven't. When I was working for a foreign company, every day was exciting.

Japan companies are just a waste of life because they feel like they are doing useless work all the time.

Foreign capital is no longer possible, and Japan companies are no longer on par with prisons.

There is only FIRE in the elimination method. Whether or not you can enjoy FIRE depends on your human ability.

It's hard to find a hobby.

I dug up some old hobbies.

• Giants fan Masahiro Tanaka lost interest around the time he went to the majors.　If the best player from the rival team disappears, it won't be interesting to win the championship.

• Commemorative stamps I looked for them, but there was no stamp shop. In the past, there was always one in the department store, and there was one in the city.

• Baseball card games were really addictive, but they're long gone. There's nothing similar, Bushiroad has started anew, but it's a little different.

• Mr. Dolittle: I was taught by a classmate who had the worst grades in elementary school, and when I read it, I was hooked. At that time, I couldn't read the whole book because I didn't have any money. I found it by chance at the library, so I borrowed a lot. Read on. It seems to be a new translation, but it is hiragana.

At the bookstore,

All the books are no longer relevant to FIRE achievers.

Self-development

Computer-related

English conversation

NISA IDECO?

AI Work Skills

Furniture & Storage

Home (I'd rather get rid of it)

invoice

I went to see the cherry blossoms almost every day.

The cherry blossoms 🌸 were blooming for about two weeks.

It may be the first time I've seen so many cherry blossoms, which is also unique to FIRE

Don't go out of your way to see the late-blooming cherry blossoms in the distance

Employment insurance will be credited,

If you put the certification on the 28th, you will receive an allowance for 28 days.

I need to do two job activities, but even if I apply for a private introduction business diesel oil on the Internet,

It was OK without any problems.　I wasn't even asked.

Of course, I applied to a company that had no way of getting hired. I'm in trouble when it comes to job interviews.

Account Explosion

If you create an account here and there in a campaign

Accounts are full of them.　In addition, depending on the FX company, there are banks with bridge accounts

Yes, we need three or four banks.

Therefore, I have no experience of how much assets I have in total and whether they are increasing or not.

Therefore, it is necessary to recalculate it every day in Excel.

If you forgot this, you will not be able to find abnormalities such as errors in ordering.

But this is a fun process

Loose on time

Since FIRE is not bound by time, so I am not good at acting on time.

Until now, my brain was scheduling on schedule without any effort.

Now I write it down and write it down and again, then it's all over the place, but I forget soon.

Sometime ago I mistook February 2 for the 22nd.

Considering schedule management, I'll use the schedule book as the best solution.

I'll keep a schedule for my long-term schedule and a note for my daily schedule.

FIRE No Feeling

The work I did when I was active was also stressful, but it was actually easy because I made use of my past experience.

In terms of stress, there is "more" stress that "I'm going to earn more" even after FIRE

It's the same.

FIRE/HIGH-NET-UPT

FIRE has a sense of survival.

I feels like he's living a survival life.

National Health Insurance

Quite expensive. It seems to be 10% of income.　In other words, 20% of FX earnings are taxed and 10% are taken to health insurance.　Althogh there is an upper limit, but about 1 million yen, so it take 1million yen if I earned 10 million yen in FX.

I can reduce somewhat, but it seems little bit.

FIRE hates Saturdays and Sundays

Because of No FX,

Get unemployment insurance.

However, the intention to re-enter the workforce is infinitely zero (a lie). I will do. I can. I'll do anything)

I feel like I'm acting like I'm in trouble because I don't have a job.

They are making a fool of the staff.

Two records of employment activities are required. I mainly participates in seminars. It's hard to keep the story from right to left from entering your brain.